Privacy Policy

Your privacy matters to us. This policy explains what information we collect, how we use it, and the choices you have.

1. Information We Collect

Information You Provide

• Account information: Name, email address, and password when you create an account
• Financial information: Debt balances, interest rates, payment amounts, and other financial data you enter into the Service
• Payment information: Billing details processed securely through Stripe (we do not store your full credit card number)
• Communications: Messages you send to our support team

Information Collected Automatically

• Usage data: How you interact with the Service, features you use, and actions you take
• Device information: Browser type, operating system, and device identifiers
• Log data: IP address, access times, and pages viewed

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve the Service
• Calculate debt payoff projections and scenarios based on your input
• Process payments and send transaction confirmations
• Send you updates, reminders, and notifications you've requested
• Respond to your questions and support requests
• Detect and prevent fraud or abuse
• Analyze usage patterns to improve user experience

We do not: Share your financial data with third parties for marketing purposes or use your data to make decisions about you. We share limited data with Google to measure ad effectiveness. You can opt out of this by contacting us.

3. Information Sharing

We share your information only in these limited circumstances:

• Service providers: We use trusted third parties to help operate our Service:
  • Clerk (authentication and account management)
  • Stripe (payment processing)
  • Vercel (hosting)
  • Google (advertising measurement)
  • Sentry (error monitoring)
  These providers only access information necessary to perform their services and are bound by confidentiality obligations.
• Legal requirements: We may disclose information if required by law, legal process, or government request
• Protection of rights: To protect our rights, privacy, safety, or property, or that of our users
• Business transfers: In connection with a merger, acquisition, or sale of assets (you would be notified of any such change)

4. Data Security

We implement appropriate technical and organizational measures to protect your information, including:

• Encryption of data in transit (HTTPS) and at rest
• Secure authentication through Clerk
• Regular security assessments and updates
• Limited access to personal data by employees

While we strive to protect your information, no method of transmission or storage is 100% secure. You are responsible for maintaining the security of your account credentials.

5. Your Rights and Choices

You have the right to:

• Access: Request a copy of the personal information we hold about you
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your account and associated data
• Opt-out: Unsubscribe from marketing emails at any time

To exercise these rights, contact us at support@auridebt.com or use the account settings in the Service.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide the Service. If you delete your account, we will delete your personal information within 30 days, except where we need to retain it for legal or legitimate business purposes.

7. Cookies and Tracking

We use essential cookies to operate the Service (e.g., keeping you logged in). We also use Google Tag Manager to measure the effectiveness of our advertising and Sentry to monitor for errors.

You can control cookies through your browser settings, though disabling them may affect Service functionality.

To opt out of advertising tracking: Contact us at support@auridebt.com and we will disable tracking for your account.

8. Children's Privacy

The Service is not intended for users under 18 years of age. We do not knowingly collect information from children. If we learn we have collected information from a child under 18, we will delete it promptly.

9. International Users

The Service is operated from the United States. If you access the Service from outside the United States, your information may be transferred to and processed in the United States, where data protection laws may differ from those in your jurisdiction.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes via email or through the Service before they take effect. Your continued use of the Service after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

support@auridebt.com